CHARLESTON - Mississippi County's group health
insurance plan is not a scam, according to the agent
responsible for setting the county up with ERISA plan.
Greg Greenwalt of Greenwalt Financial Services
answered questions during Thursday's county commission
meeting raised recently by an article warning of
fraudulent health insurance plans claiming to be ERISA
He was accompanied by company representatives Chuck
Holiman, who is responsible for most of Missouri, and
Joyce Ross of Malden, regional director.
"I don't blame you for having those concerns," said
Greenwalt. He confirmed there are companies falsely
presenting health insurance plans as ERISA plans which
"pay a few claims, then go insolvent."
Legitimate ERISA plans are governed by the federal
Employee Retirement Income Security Act of 1974,
Greenwalt said, and are legitimate means of providing
"affordable rates with decent benefits."
Greenwalt said the company made a few mistakes and had
breakdowns in communication leading to delays in
payments on claims, but the company has addressed the
problem. "The claims are being handled," said
As the agent that set the plan up for the county,
Greenwalt said he feels responsible for making sure
those covered under the county's group plan get good
Holiman said they are looking into the possibility of
making an optional change to the county's plan which
would make use of a Voluntary Employee Beneficiary
Association fund to keep insurance rates "extremely
level" and eliminate the $2,000 per individual maximum
coverage for pharmaceutical drugs.
Holiman described VEBA as being "an extremely safe
In other Mississippi County news:
* Commissioners passed a resolution authorizing the
Lewis and Clark Bicentennial Committee to file an
application for a grant and gave its chairman, Tom
Graham of Charleston, the authority to sign documents
for the project.
The project will include an informational center at
Wipple Park and markers for points of interest
relevant to the Lewis and Clark expedition, according
to Liz Anderson, Lewis and Clark Bicentennial
Anderson said the grant application must be postmarked
by Nov. 1.
Commissioners also approved the committee's use of six
columns from the old courthouse at the informational
* Commissioners approved the final draft of a county
crisis procedure guide and designated the county clerk
to act as crisis manager.
The guide outlines correct responses to fire, utility
and weather emergencies among others and includes
evacuation procedures, bomb threat procedures and how
to deal with hostage situations.
Commissioners also agreed to hire Charleston Fire
Extinguisher Company to place and maintain fire
extinguishers in the computer rooms and at the county
* A bid from Doug Simmons for $290 to take down one
dogwood tree and one linden tree and trim two dogwoods
at the courthouse was accepted.
* Modifications to the exterior recreation area at the
jail were delayed by a lack of the screws due to
arrive today, according to officials.
Commissioners plan to inspect the modifications after
next week's county commission meeting.